Federally Insured by NCUA
Kimberly Clark Credit Union

Find Your Path

Financial priorities change as life changes. Find the resources that match where you are right now.

When it does not go in order

These arrive whatever stage you are at. The money questions are different from the ones above, and the order you do things in matters more than usual.

Life Event

Losing a job

File for unemployment the same week rather than when savings run low, and compare marketplace cover against COBRA before defaulting to it. Do not cash out the retirement account.

Life Event

Working for yourself

Nothing is withheld, and you owe both halves of Social Security and Medicare. Move a share of every payment into a separate account the day it arrives, and keep the business banking separate.

Life Event

Divorce or separation

The decree binds the two of you, not your lenders. Joint debt stays joint until it is refinanced or paid off, and retirement accounts need their own court order to divide.

Life Event

Losing a spouse or parent

Order more death certificates than you think you need, notify without paying anything personally, and make no large decisions for six months.

Life Event

Caring for a parent

Medicare does not cover long-term care. Get the power of attorney signed while they still can, and protect your own retirement, because there are no loans for that.

Life Event

Rebuilding after a bad year

The damage fades long before the entry disappears, and lenders weigh recent behaviour most. One positive account reporting, paid on time, does most of the work.

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Buying a Car

6 articles • Total cost, not monthly payment
Content on this site is for educational purposes only and does not constitute financial advice. No rates or fees are published here. See www.kimberlyclarkcu.org for current rates and terms.