/* =========================================================================
   CALCULATOR DESIGN SYSTEM  (shared, portable)
   -------------------------------------------------------------------------
   Reusable UI for interactive financial-wellness tools: two-column layout,
   numbered collapsible accordion input sections, a sticky dark "results"
   card, detail/breakdown rows, benchmark + CTA cards.

   Used by: budget-builder.html, guides/emergency-fund-calculator.html, and
   any future calculators. Pair with the generic [data-acc] accordion handler
   in js/main.js (no per-page script needed).

   PORTABLE ACROSS SITES: this file only depends on these CSS custom
   properties, which each site defines in :root (styles.css):
     --kccu-navy  --kccu-teal  --kccu-light-teal  --kccu-green
     --kccu-sky   --kccu-sand  --kccu-warm-white
     --kccu-text  --kccu-text-light  --kccu-border
     --serif  --sans
   To reuse on another site, drop in this file and map those variable names
   (or alias them) to that site's palette.
   ========================================================================= */

/* ---- Layout ---- */
.budget-builder {
  padding: 64px 0 80px;
}
.builder-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: start;
}
.builder-form {
  background: white;
  border: 1px solid var(--kccu-border);
  border-radius: 16px;
  padding: 32px;
}

/* ---- Form controls ---- */
.form-group { margin-bottom: 22px; }
.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: var(--kccu-text);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.form-group label .label-hint {
  font-weight: 400;
  text-transform: none;
  letter-spacing: 0;
  color: var(--kccu-text-light);
  font-size: 12px;
}
.form-control {
  width: 100%;
  padding: 10px 14px;
  border: 1px solid var(--kccu-border);
  border-radius: 8px;
  font-size: 15px;
  font-family: var(--sans);
  color: var(--kccu-text);
  background: white;
  transition: border-color 0.2s;
  appearance: none;
}
.form-control:focus { outline: none; border-color: var(--kccu-teal); box-shadow: 0 0 0 3px rgba(0,122,138,0.1); }
.pay-type-toggle { display: flex; gap: 8px; }
.pay-type-btn {
  flex: 1;
  padding: 10px;
  border: 1px solid var(--kccu-border);
  border-radius: 8px;
  background: white;
  font-family: var(--sans);
  font-size: 14px;
  font-weight: 600;
  color: var(--kccu-text-light);
  cursor: pointer;
  transition: all 0.2s;
}
.pay-type-btn.active { background: var(--kccu-teal); border-color: var(--kccu-teal); color: white; }
.contribution-row { display: flex; align-items: center; gap: 12px; }
.contribution-row input[type="range"] {
  flex: 1;
  accent-color: var(--kccu-teal);
}
.contribution-pct {
  font-size: 17px;
  font-weight: 700;
  color: var(--kccu-teal);
  min-width: 40px;
  text-align: right;
}
.form-hint { font-size: 12px; color: var(--kccu-text-light); margin-top: 5px; }
.form-hint strong { color: var(--kccu-green); }
.expense-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 14px; }
@media (max-width: 560px) { .expense-grid { grid-template-columns: 1fr; } }
.form-row { display: flex; gap: 10px; }
.form-row .form-group { flex: 1; }
.form-row.three { flex-wrap: wrap; }
.form-row.three .form-group { flex: 1; min-width: 84px; }

/* ---- Accordion (collapsible input sections) — see js/main.js [data-acc] ---- */
.acc { border: 1px solid var(--kccu-border); border-radius: 12px; margin-bottom: 12px; background: white; overflow: hidden; }
.acc-head { width: 100%; display: flex; align-items: center; gap: 10px; padding: 16px 18px; background: none; border: none; cursor: pointer; font-family: var(--sans); text-align: left; }
.acc-title { font-weight: 700; color: var(--kccu-navy); font-size: 15px; display: flex; align-items: center; gap: 10px; flex: 1; }
.acc-step { display: inline-flex; align-items: center; justify-content: center; width: 22px; height: 22px; border-radius: 50%; background: var(--kccu-sky); color: var(--kccu-teal); font-size: 12px; font-weight: 800; flex: 0 0 auto; }
.acc-chip { font-size: 12px; font-weight: 600; color: var(--kccu-text-light); background: var(--kccu-sand); padding: 3px 9px; border-radius: 20px; white-space: nowrap; }
.acc-caret { color: var(--kccu-text-light); transition: transform 0.2s; font-size: 12px; }
.acc.open .acc-caret { transform: rotate(180deg); }
.acc-body { display: none; padding: 0 18px 18px; }
.acc.open .acc-body { display: block; }
.acc-desc { font-size: 13px; color: var(--kccu-text-light); margin: 0 0 14px; line-height: 1.5; }
.btn-add { width: 100%; padding: 11px; background: var(--kccu-sky); color: var(--kccu-teal); border: 1px dashed var(--kccu-light-teal); border-radius: 8px; font-family: var(--sans); font-weight: 700; font-size: 14px; cursor: pointer; }
.btn-add:hover { background: #e0ecf8; }

/* ---- Repeatable rows (income streams / debts) ---- */
.income-stream, .debt-row { border: 1px solid var(--kccu-border); border-radius: 10px; padding: 14px; margin-bottom: 12px; background: var(--kccu-warm-white); }
.stream-top { display: flex; align-items: center; gap: 8px; margin-bottom: 10px; }
.stream-label { flex: 1; font-weight: 700; color: var(--kccu-navy); border: none; border-bottom: 1px solid transparent; background: none; font-family: var(--sans); font-size: 15px; padding: 2px 0; }
.stream-label:focus { outline: none; border-bottom-color: var(--kccu-light-teal); }
.stream-remove, .debt-remove { flex: 0 0 auto; width: 26px; height: 26px; border-radius: 50%; border: none; background: var(--kccu-sand); color: var(--kccu-text-light); font-size: 18px; line-height: 1; cursor: pointer; }
.stream-remove:hover, .debt-remove:hover { background: #f3d6d6; color: #b23b3b; }
.seg { display: flex; gap: 6px; margin-bottom: 12px; }
.seg-btn { flex: 1; padding: 8px; border: 1px solid var(--kccu-border); background: white; border-radius: 7px; font-family: var(--sans); font-weight: 600; font-size: 13px; cursor: pointer; color: var(--kccu-text-light); }
.seg-btn.active { background: var(--kccu-teal); color: white; border-color: var(--kccu-teal); }
.stream-hint { font-size: 12px; color: var(--kccu-teal); font-weight: 600; margin-top: 8px; min-height: 16px; }
.debt-top { display: flex; gap: 8px; align-items: center; margin-bottom: 10px; }
.debt-top .f-debt-type { flex: 1; }

.builder-disclaimer { background: var(--kccu-sky); border-radius: 10px; padding: 14px 16px; font-size: 13px; color: var(--kccu-text-light); line-height: 1.5; margin-top: 4px; }
.disclaimer { font-size: 11px; color: var(--kccu-text-light); margin-top: 8px; font-style: italic; }

/* ---- Results column (sticky) ---- */
.builder-results {
  position: sticky;
  top: 90px;
}
.results-card {
  background: linear-gradient(135deg, var(--kccu-navy) 0%, #1A4A7A 100%);
  border-radius: 16px;
  padding: 28px;
  color: white;
  margin-bottom: 16px;
}
.results-card h3 {
  font-family: var(--serif);
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 20px;
  color: white;
}

/* "Where you are" primary stats */
.whereyou-grid { display: flex; gap: 12px; margin: 6px 0 14px; }
.whereyou-stat { flex: 1; background: rgba(255,255,255,0.07); border-radius: 10px; padding: 12px 14px; }
.whereyou-label { display: block; font-size: 12px; color: rgba(255,255,255,0.6); text-transform: uppercase; letter-spacing: 0.05em; font-weight: 700; }
.whereyou-value { display: block; font-size: 22px; font-weight: 800; margin: 2px 0; color: white; }
.whereyou-value.positive { color: #7fe0a8; }
.whereyou-sub { font-size: 11px; color: rgba(255,255,255,0.5); }
.leftover-bar { display: flex; align-items: center; justify-content: space-between; padding: 14px 16px; border-radius: 10px; background: rgba(255,255,255,0.07); }
.leftover-bar.surplus { background: rgba(39,162,91,0.20); }
.leftover-bar.deficit { background: rgba(214,69,69,0.22); }
.leftover-label { font-weight: 700; color: white; font-size: 14px; }
.leftover-value { font-weight: 800; font-size: 20px; color: white; }
.leftover-bar.surplus .leftover-value { color: #7fe0a8; }
.leftover-bar.deficit .leftover-value { color: #ffb3b3; }
.results-empty { font-size: 13px; color: rgba(255,255,255,0.6); margin: 12px 0 0; text-align: center; }

/* Dark-card breakdown pieces (income/spending style) */
.pay-breakdown { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.pay-row { display: flex; justify-content: space-between; align-items: center; font-size: 14px; }
.pay-row.total { border-top: 1px solid rgba(255,255,255,0.15); padding-top: 10px; margin-top: 4px; font-size: 16px; font-weight: 700; }
.pay-label { color: rgba(255,255,255,0.7); }
.pay-label.deduction { color: rgba(255,120,120,0.8); }
.pay-value { font-weight: 600; }
.pay-value.positive { color: var(--kccu-light-teal); }
.pay-value.negative { color: rgba(255,150,150,0.9); }

/* White detail cards + rows */
.detail-card { background: white; border: 1px solid var(--kccu-border); border-radius: 12px; padding: 16px 18px; margin-top: 14px; }
.detail-card h4 { font-family: var(--serif); font-size: 1.05rem; color: var(--kccu-navy); margin: 0 0 10px; }
.detail-sub { font-size: 12px; font-weight: 400; color: var(--kccu-text-light); font-family: var(--sans); }
.detail-row { display: flex; justify-content: space-between; align-items: center; padding: 7px 0; font-size: 14px; color: var(--kccu-text); border-bottom: 1px solid var(--kccu-sand); }
.detail-row:last-child { border-bottom: none; }
.detail-row .ded { color: var(--kccu-text-light); }
.detail-row.total { border-top: 2px solid var(--kccu-border); border-bottom: none; margin-top: 4px; padding-top: 10px; font-weight: 800; color: var(--kccu-navy); }
.dv { font-weight: 700; font-variant-numeric: tabular-nums; }
.dv.positive { color: var(--kccu-green); }
.dv.negative { color: #c0573f; }
.dv.muted { color: var(--kccu-text-light); font-weight: 600; font-style: italic; }
.detail-note { font-size: 12px; color: var(--kccu-text-light); margin: 10px 0 0; line-height: 1.5; }

/* Legacy 50/30/20 breakdown (white card) */
.budget-breakdown { background: white; border: 1px solid var(--kccu-border); border-radius: 16px; padding: 24px; }
.budget-breakdown h3 { font-family: var(--serif); font-size: 17px; font-weight: 700; color: var(--kccu-navy); margin-bottom: 16px; }
.budget-row { display: flex; align-items: center; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--kccu-border); }
.budget-row:last-child { border-bottom: none; }
.budget-dot { width: 12px; height: 12px; border-radius: 50%; flex-shrink: 0; }
.budget-dot.needs { background: var(--kccu-navy); }
.budget-dot.wants { background: var(--kccu-teal); }
.budget-dot.savings { background: var(--kccu-green); }
.budget-row-label { flex: 1; font-size: 14px; font-weight: 600; color: var(--kccu-text); }
.budget-row-pct { font-size: 13px; color: var(--kccu-text-light); }
.budget-row-amount { font-size: 15px; font-weight: 700; color: var(--kccu-navy); }

/* CTA cards (e.g. debt help) */
.cta-card { border-radius: 12px; padding: 16px 18px; margin-top: 14px; border-left: 4px solid var(--kccu-teal); background: var(--kccu-sky); }
.cta-card.urgent { border-left-color: #d64545; background: #fdeaea; }
.cta-card.warn { border-left-color: #e08a1e; background: #fdf3e3; }
.cta-card.info { border-left-color: var(--kccu-teal); background: var(--kccu-sky); }
.cta-title { font-weight: 800; color: var(--kccu-navy); font-size: 15px; margin-bottom: 5px; }
.cta-body { font-size: 13.5px; color: var(--kccu-text); line-height: 1.5; margin-bottom: 12px; }
.cta-btn { display: inline-block; padding: 9px 16px; background: var(--kccu-navy); color: white; border-radius: 7px; font-size: 13px; font-weight: 700; text-decoration: none; }
.cta-btn:hover { background: var(--kccu-teal); }

/* Collapsible benchmark (optional) */
.bench-card { padding: 0; }
.bench-toggle { width: 100%; display: flex; align-items: center; justify-content: space-between; padding: 16px 18px; background: none; border: none; cursor: pointer; font-family: var(--sans); font-weight: 700; color: var(--kccu-navy); font-size: 14px; }
.bench-toggle.open .acc-caret { transform: rotate(180deg); }
.bench-body { padding: 0 18px 16px; }
.bench-dot { display: inline-block; width: 9px; height: 9px; border-radius: 50%; margin-right: 6px; }
.bench-dot.needs { background: var(--kccu-teal); }
.bench-dot.wants { background: var(--kccu-light-teal); }
.bench-dot.savings { background: var(--kccu-green); }

/* Highlight / match card */
.match-card { background: rgba(39,162,91,0.08); border: 1px solid rgba(39,162,91,0.25); border-radius: 12px; padding: 16px 18px; margin-top: 14px; }
.match-card h4 { font-family: var(--serif); font-size: 1.05rem; color: var(--kccu-navy); margin: 0 0 8px; }
.match-row { display: flex; justify-content: space-between; align-items: center; }

/* ---- Responsive ---- */
@media (max-width: 900px) {
  .builder-layout { grid-template-columns: 1fr; }
  .builder-results { position: static; }
}